Personal & Business Mastercards

Personal and Business Mastercards are offered. Each type has a Standard and Elite card level, and can be shared secured or unsecured with credit limits up to $10,000. Members earn points and enjoy exclusive rewards and discounts. There is a $25 annual fee on the Standard card and the low fixed interest rate is 17.99%. There is no annual fee on Elite or Shared Secured cards and the low fixed interest rate is 7.99%.

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​Among other benefits of the Shared Secured Mastercard is that no proof of income is required and no credit report is pulled allowing members that otherwise may not qualify for a card to secure credit and establish a credit history. The only requirement is the member make a restricted share deposit equal to the Mastercard credit limit. The low cost cash advance fee and balance transfer fee on all card is 2%.