Personal Loans

We’re here to help you achieve your financial goals with affordable loans, flexible options, and never a penalty for paying off early. Our mission is to give members access to credit with rates and terms that make achieving financial goals easier. We offer loans designed to meet your needs, with unsecured borrowing limits up to $10,000.

 

• Signature Loans and Lines of Credit provide flexible funds you can use for any purpose. The Signature Line of Credit is perfect for members who want control over when—and how much—of their approved funds they access.

 

• Share Secured Loans and Lines of Credit offer one of our lowest available rates at just 6.00%. These options are ideal for building or strengthening credit while keeping your savings intact and earning interest. Because a deposit secures the amount of the loan, approval requires no underwriting or income verification.

 

• Flex Loans provide an alternative to higher interest rate Pay Day Loans and provide members with access to up to $600 at a fixed 17.99% rate. With a simple 30‑day repayment term and renewable monthly at the Credit Union’s discretion. Flex Loans are only available to members enrolled in Direct Deposit or Payroll Deduction. There is a $25 transaction fee per renewal.

 

• Holiday Loans help make holiday spending stress‑free and more enjoyable, offering up to $2,500 for 12 months at a fixed rate of 17.99%. Applications are accepted from October 1 through December 24.

 

• Overdraft Lines of Credit cover overdrafts, prevent fees or returned checks, and help protect your credit score. With a fixed rate of 17.99% and a 30‑day repayment requirement, this safety net is available to members who participate in Direct Deposit or Payroll Deduction.