Checking & Savings

Regular Savings account requires a minimum $5.00 initial deposit. When declared, a dividend is paid on accounts having an average monthly balance of $100 or more. The account comes with a Debit Card and there are no account maintenance fees.
 

2nd Savings account helps members keep separate savings for different purposes. When declared, a dividend is paid on accounts having an average monthly balance of $100 or more. There are no account maintenance fees.
 

Basic Checking has no minimum balance to maintain. Interest is paid on accounts having an average monthly balance of $100 or more.
 

Money Market Account a hybrid account that is both a savings and checking account that pays monthly interest at a rate higher than our Savings and Club Accounts. The minimum balance to open and earn interest is $1,500.
 

Vacation and Holiday Saving Club Accounts require a Regular Savings account. Interest is paid on accounts having an average monthly balance of $100 or more. Access to money is annually on November 1 st on Holiday Club accounts, and June 1 st on Vacation Club accounts. Otherwise, there is an early withdrawal fee of $5.00.
 

Fresh Start Checking Account individuals that are unable to secure a checking account because of past financial problems may qualify for an account if:

1. The member has not caused any account losses or loan write-offs at the Credit Union and/or have fully repaid any such amounts

2. The member must be employed and enroll in Direct Deposit or Payroll Deduction

3. The member places $100 in a restricted savings account for one year

4. The member does not incur any account overdrafts for one year