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Counting Yens

Checking & Savings

Regular Savings account requires a minimum $5.00 deposit. When declared, a dividend is paid on accounts having an average monthly balance of $100 or more.
 

2nd Savings account helps keep savings separate for different purposes. When declared, a dividend is paid on accounts having an average monthly balance of $100 or more.
 

Regular Checking no minimum balance to maintain. Interest is paid on accounts having an average monthly balance of $100 or more.
 

Money Market Account a savings and checking account in one that pays monthly interest at a rate higher than our Regular Savings and Club Accounts. The minimum balance to open and earn interest is $1,500.
 

Vacation and Holiday Saving Club Accounts Interest is paid on accounts having an average monthly balance of $100 or more. Access to money is annually on November 1 st on Holiday Club accounts, and June 1 st on Vacation Club accounts. Early withdrawal fee of $5.00.
 

Fresh Start Checking Account individuals that are unable to secure a checking account because of past financial problems may qualify for an account if member:

  1. Has not caused any account losses or loan write-offs at the Credit Union and/or have fully repaid any such amounts

  2. Must be employed and enroll in Direct Deposit or Payroll Deduction

  3. Places $100 in a restricted savings account for one year

  4. Does not incur any account overdrafts for one year

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