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Credit Builder Loan Program

Credit Builder Loan Program is designed to help members with no credit history or low credit score. It can help build a credit history for members that have never borrowed money from a lender that reports payments to a credit bureau and help raise credit scores by establishing a record of paying debt as agreed. Loans are available in amounts up to $2,400 for terms of up to 24 months. The loan interest rate is set at 0%. The loan proceeds are placed in a restricted interest-bearing deposit account paying the then prevailing interest rate for such accounts. No loan application fee is charged, and no credit report is pulled.

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